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Uncategorized What Credit Score Do You Really Need To Buy a Home? According to Fannie Mae, 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum needed. Let that sink in. That means most homebuyers think they need better credit than they really do – and maybe you’re one of them. That misconception could make you believe buying a […]
Uncategorized The 3 Things You Risk by Pricing Too High When selling your house, the price you choose isn’t just a number, it’s a strategy. And in today’s market, that strategy needs to be sharp. The number of homes for sale is climbing. And that means buyers have more choices and can be more selective. If your price doesn’t line up with what else is out there, they’ll […]
Uncategorized The Truth About Down Payments (It’s Not What You Think) Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in. “I’ll never save enough.” “I need a small fortune just to get started.” “I guess I’ll just rent forever.” Sound familiar? You’re not alone. And you’re definitely not out of luck. Here’s the thing: a lot […]
Uncategorized Selling and Buying at the Same Time? Here’s What You Need To Know If you’re a homeowner planning to move, you’re probably wondering what the process is going to look like and what you should tackle first: Is it better to start by finding your next home? Or should you sell your current house before you go out looking? Ultimately, what’s right for you depends on a lot […]
Uncategorized The Latest Mortgage Rate Forecasts Some Highlights If you’re tempted to delay your move in hope that mortgage rates will come down, you may want to rethink that strategy based on the latest forecast. Experts say mortgage rates are projected to stay in the 6s this year. So don’t expect a big drop. If you want to talk about what this means […]
Uncategorized The Truth About Where Home Prices Are Heading There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story. Here’s what’s actually happening, and what the experts project for home prices over the next 5 years. And spoiler alert – it’s not a crash. Yes, in some local markets, prices are flattening or […]
Uncategorized What You Should Know About Getting a Mortgage Today If you’ve been putting off buying a home because you thought getting approved would be too hard, know this: qualifying for a mortgage is starting to get a bit more achievable, but lending standards are still strong. Lenders are making it slightly easier for well-qualified buyers to access financing, which is opening more doors for […]
Uncategorized Multi-Generational Homebuying Hit a Record High – Here’s Why Multi-generational living is on the rise. According to the National Association of Realtors (NAR), 17% of homebuyers purchase a home to share with parents, adult children, or extended family. That’s the highest share ever recorded by NAR (see graph below): And what’s behind the increase? Affordability. NAR explains: “In 2024, a notable 36% of homebuyers cited “cost savings” as the primary reason for […]
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Uncategorized Why Homeownership Is Going To Be Worth It Life can feel a bit unpredictable these days. What’s happening with inflation? The economy? The housing market? But in the middle of all that uncertainty, there’s one thing a lot of people still crave – a place to call their own. Because when everything else feels up in the air, home can be the thing […]
Uncategorized More Homes for Sale Isn’t a Warning Sign – It’s Your Buying Opportunity Maybe you’ve heard the number of homes for sale has reached a recent high. And it might make you question if this is the start of another housing market crash. But the reality is, the data proves that’s just not the case. In most areas, more inventory isn’t bad news. It’s actually a sign of […]
Uncategorized Thinking about an Adjustable-Rate Mortgage? Read This First. If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate mortgages (ARMs). If you remember the crash […]
Uncategorized Real Estate Is Voted the Best Long-Term Investment 12 Years in a Row Some Highlights In a recent poll from Gallup, real estate has once again been voted the best long-term investment. And it’s claimed that top spot for 12 straight years now. That’s because homeownership is one of the top ways to build your wealth, even with home price growth moderating and ongoing economic uncertainty. If you’ve been trying to decide if […]
Uncategorized Culture and Fun for All at The MAC in Milford, CT https://imprv.co/rnei5 FRIDAY, 9/14/3 Wendy’s Weekly – Real Estate and More! Culture and Fun for All in Milford, CT I’ve been a member of the Milford Art’s Council for the past 3 or 4 years and love telling people all about it! It’s such a rich addition to the region and it feels like a hidden […]
Uncategorized Outdoor Dining in Milford, CT and an Update on the Current Milford, CT and Orange, CT Real Estate Market
Uncategorized Quick Weekend Trip to New York City from Connecticut Quick NYC Getaway This past weekend my husband and I took a quick weekend trip to NYC to see a concert at City Winery in Chelsea and get in a little R&R. We took the train in right from Milford and walked from Grand Central Station to the Chelsea Marriott on 30th between 6th and […]
Uncategorized Brunch by the Water, Know What Your Home Could Be Worth in this Market and More! Brunch by the WaterThis Sunday I met some good friends at the Water’s Edge Resort and Spa in Westbrook. I’ve been hearing about it for years and I wasn’t disappointed! The restaurant was beautiful with floor to ceiling water views and our waiter made our morning! He was funny and so accommodating!The breakfast choices were […]
Uncategorized November 2022 Milford, CT, Real Estate Market Trends Report To put it plainly, the real estate market in Milford, CT is HOT! If you are a homeowner in Milford, who has been considering selling, you are in luck! You’ll see from my trend report that the average list price for homes remains the same as the previous month and the median list price for […]
Uncategorized The 20% Down Payment Myth I speak to so many renters who believe that they can never achieve the dream of homeownership because the prospect of saving 20% of the total mortgage just seems out of reach. The good news is that the 20% rule is largely a myth. Unless a particular loan type requires it, there is rarely a […]
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